What is insurance in super?
Insurance in super is designed to support you and your loved ones in case of unexpected events such as illness or injury.
AMP Super offers optional insurance in your personal super account.
You can easily add basic levels of insurance when you join AMP Super online with a few simple health and lifestyle questions.
Types of insurance
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Life insurance
Also known as death cover, pays a lump sum if you pass away or become terminally ill.
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Total and permanent disablement cover
Provides a lump sum benefit if you become permanently disabled or too ill to ever work again.
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Income protection
Pays a monthly benefit if you’re too injured or sick to work.
Insurance designed for you
AMP is proud to partner with TAL to provide insurance to AMP super members. With flexible life stages insurance designed so you only pay for the basic cover you need.
Benefits of insurance cover in super:
Easy to manage
Digital tools help you easily manage your cover via app.
Wellbeing support
Keep on top of your health and wellness with Health Hub.
Compassionate claims
Support services while health experts fast track decisions.
Leading insurance
Insured by TAL, Australia's leading life insurer.
Contemporary insurance options to suit you
Contemporary insurance options to suit you
Flexible lifestages cover
We've partnered with TAL to offer flexible lifestages insurance as part of your super so you only pay for the cover you need.
Lifestages cover automatically adjusts as you get older. Generally, the amount and cost of your cover is lower when you’re younger, increases as you get older and you have more financial responsibilities, then reduces again as you approach retirement.
When joining AMP Super you can apply for a basic level of death & total and permanent disablement (TPD) and income protection (IP) cover. You just need to answer a few short health and lifestyle questions as part of your online application.
Once you've added insurance you can make instant changes to your level of cover as well as making claims using My AMP on the app or web.
You can find out more in our Insurance Guide.
If you need more insurance cover or you're looking to add insurance to your AMP Super, you can apply online for tailored cover
Tailored cover allows you to apply for a tailored amount of death, TPD or IP cover.
The insurer will need to assess your application and you will need to answer questions about your health and lifestyle.
Find out more in our Insurance Guide.
Why members choose AMP Super
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Simple advice and super coaches
We want you to get super close to your super. That’s why we have a range of advice choices with no extra fees.
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Digital tools and calculators
From the investment risk profiler to the reitrement needs calculator, you can explore and play out your future today.
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Strong returns and low fees
AMP MySuper fees are lower than the average super fund1, with consistently strong performance over the long, medium and short term2.
Join AMP Super and add insurance today
Join today and follow the steps to add insurance to your AMP Super account.
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1. Complete your personal details including your Tax File Number (optional)
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2. You’ll be asked to add lifestages insurance as part of the application process *
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3. Complete a few short health and lifestyle questions
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4. You’ll know straightaway if you’ve been accepted and get paperwork emailed
* You can only join lifestages insurance as part of the application process, but tailored cover is available at any time.
Already a member?
It's easy to manage your insurance cover online
Manage your insurance
You can manage your insurance in My AMP. Login to add insurance, make a claim or adjust your existing cover.
Need help with your insurance?
Our team of qualified super advisors can provide personal advice about the insurance in your AMP Super account with no extra fees.
Health and wellbeing support with Health Connect
We’ve partnered with TAL to launch Health Connect to support our super members through:
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Physical health surveys
to identify risk factors for the most common conditions such as cancer or heart disease
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Mental health support
through headlight recommendations to support yout mental health and wellbeing.
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Health practioners register
Find and connect with registered health practitioners.
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Take action and get rewarded
We’re delighted to help our members focus on their health and wellbeing. Through Health Connect you’ll get rewarded for taking action
Let's get started
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Join AMP Super
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Book a chat
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Learn more about insurance
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Insurance needs calculator
Important information
AMP Super refers to SignatureSuper® which is issued by N.M. Superannuation Proprietary Limited ABN 31 008 428 322 AFSL 234654 (NM Super) and is part of the AMP Super Fund (the Fund) ABN 78 421 957 449. NM Super is the trustee of the Fund.
® SignatureSuper is a registered trademark of AMP Limited ABN 49 079 354 519.
Before deciding what’s right for you, it’s important to consider your particular circumstances and read the relevant Product Disclosure Statement and Target Market Determination from AMP at amp.com.au or by calling 131 267.
Read AMP’s Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.
Any advice and information provided is general in nature, hasn’t taken your circumstances into account, and is provided by AWM Services Pty Ltd ABN 15 139 353 496 AFSL 366121 (AWM Services), which is part of the AMP group (AMP). All information on this website is subject to change without notice.
The super coach session is a super health check and is provided by AWM Services. It is general advice conversation only. It does not consider your personal circumstances.
The retirement health check is a general advice conversation only, provided by AWM Services to eligible members of the AMP Super Fund.
Simple Super (Intrafund) advice is provided by AWM Services Limited (AWM Services) ABN 15 139 353 496, AFS Licence No. 366121 (AWMS) to eligible members of the AMP Super Fund. AWM Services is a wholly-owned subsidiary of AMP. This service may not be offered where it is deemed it is not within the scope of the service or your best interest.
Issued by SuperRatings Pty Ltd (SuperRatings) ABN: 95 100 192 283 a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2023 SuperRatings. All rights reserved.
Terms, conditions and footnotes
1 Based on the simple average of total administration and investment fees and costs across all AMP MySuper Lifestages options (Capital Stable, 1950s, 1960s, 1970s, 1980s, 1990s Plus). Compared against the simple average of all super funds’ MySuper options included in the Chant West Super Fund Fee Survey September 2024 at balances of $50,000 to $750,000. .
2 Investment performance is as at 30 September 2024 and is net of investment fees, costs and tax (but excludes administration fees, member fees, amounts paid from the super fund’s assets and member activity fees). Industry median refers to the “MySuper – Growth Median” and is taken from the Chant West Super Fund Performance Survey September 2024, being the median of all options contained in the MySuper – Growth table with a growth asset allocation of between 61-80%. AMP MySuper 1970s is our biggest MySuper option and has a higher allocation to growth assets (approximately 90%) than other super funds’ MySuper options. Past performance is not a reliable indicator of future performance.
*Past performance is not a reliable indicator of future performance.