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    Personal banking savings accounts

    Our range of products

    AMP Saver Account

    Deposit $1,000 or more before the end of each month to unlock AMP Saver's highest variable interest rate on balances up to $250,000.

    • Variable rate of

      % P.A

    • Standard rate of up to

      % P.A *

    Apply online

    • Bonus interest when you deposit $1,000 or more a month

    • Easy online access to your money via My AMP

    • No monthly fees

    • Direct debits

    • A Visa debit card, cheque book or Bank@Post access

    • A digital wallet

    • Unrestricted pay anyone amounts

    Find out more

    Effective

    • * with AMP Saver bonus rate. Conditions apply, refer to link to AMP Saver above.
       

      Terms & conditions

    AMP Notice Account

     

    We are not currently accepting any new direct applications for Notice Accounts.

     

    Frequently asked questions?
     

     

    Interest is worked out as a percentage of the money you have in your savings account. You can work it out by taking the bank’s current interest rate and applying it to the balance with the frequency applied to the account. This is usually daily, weekly or monthly.

     

     

    Some banks offer a bonus rate for new customers for a limited time, after which it moves to the standard variable interest rate.

     

     

    Compound interest is the interest you get on:

    • The money you initially deposited (the principal) and
    • The interest that has accumulated on your principal in previous periods.

    For example, if you deposit $1,000 into your account for 10 years at 1.00% pa (compounded monthly) and make no additional deposits or withdrawals, you’ll have earnt $105 compound interest at the end of the 10 years compared to $100 simple interest.

    Learn more about banking with AMP

    • Get the complete picture with My AMP app
    • Choose how you bank
    • Savings calculator
    • Banking with AMP
    Important information

    Credit and deposit products are issued by AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

    It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

    Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.

    This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

    AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice. 

    A target market determination for these products is available on our TMD page.

    Footnotes

    For more information about these awards please visit Mozo Experts Choice Awards.