Manage your account anytime, anywhere with My AMP
Coming early 2025
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AMP Bank is building a new mobile banking experience that backs small businesses and gives everyday Aussies a better way to manage money.
It's coming early 2025.
Just simple, smart features built around what you need. It’s an easy-breezy way to manage money from your phone.
Get all the features you need, with none of the account-keeping fees. Now you’ll have more money for overpriced coffee.
With eyes everywhere and 24/7 security checks, we’re onto dodgy or dark web deals faster than you can hide your cash under the mattress.
Everyday Business Account
Access tools to manage your money easily, with 24/7 support. All on an easy-to use app that just works.
New
AMP Bank app
Everyday Business Banking
NIL
No monthly account-keeping fees and international transaction fee
No minimum monthly balances or deposits
AMP Bank debit Mastercard
PayID, NPP, direct debit and BPAY
Online Web Portal
Issuing cheques
Ability to earn any interest on your deposits
Option to link to an AMP savings or term deposit account with MyAMP
New
AMP Bank app
Everyday Business Banking
NIL
No monthly account-keeping fees and international transaction fee
No minimum monthly balances or deposits
AMP Bank debit Mastercard
PayID, NPP, direct debit and BPAY
Online Web Portal
Issuing cheques
Ability to earn any interest on your deposits
Option to link to an AMP savings or term deposit account with MyAMP
From 5 February 2025, the Access Account is no longer available for new applications.
You can find information on the Access Account here.
The new AMP Bank experience is a smarter, faster and more intuitive way to manage your money. It offers a shiny new app (the AMP Bank app), and fresh cutting-edge features designed to make your personal and business banking easier.
Currently, the new AMP Bank app offers Everyday accounts for personal and business banking, along with a range of exciting new features designed for a seamless banking experience. And this is only the beginning, with more features and products being built as we speak – stay tuned!
You won’t be automatically switched over. The new AMP Bank app experience has been built from the ground up, so you’ll need to sign up fresh – get started here.
If you’re an existing customer and want to sign up to new the banking experience, you’ll need to download the new AMP Bank app. Think of it like upgrading your money toolkit! You can still use the My AMP app for your existing accounts alongside the new one.
Get started here.
Yes. To help spot the difference between your AMP Bank accounts, products serviced through the new AMP Bank app will use BSB: 939-900 and have a new account number. Products serviced through My AMP will use BSB: 939-200.
Everyday bank accounts are designed to give you easy access to your money. You can usually attach a debit card to the account, making it easy to pay for groceries, online shopping or withdrawing money from an ATM.
The Australian Government provides a guarantee of combined savings balances with an authorised deposit taking institution up to $250,000 per customer.
Although savings accounts usually have higher interest rates than everyday accounts, you can earn interest on some everyday accounts.
Learn more about banking with AMP
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.
It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.
Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.
This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.
A target market determination for these products is available on our TMD page.
For accounts with BSB number 939 900 and accessed via the AMP bank app, Terms and Conditions apply and are available here.
For accounts with BSB number 939 200 and accessed via the My AMP app, Terms and Conditions are available here.
Available at amp.com.au/bankterms or by calling 13 30 30. Fees and charges are payable. In many cases a conditional approval will be provided immediately after submission. The time to receive a full unconditional approval will vary. Where only identification is required, an immediate response to our SMS to complete this could result in an unconditional approval within an hour. Unconditional approval could take longer if we need to seek clarifications from you, or if we need to undertake a physical inspection of your property. The speed of response is also dependant on the time a second applicant takes to confirm their application details, and for all applicants to complete the biometric ID check.
**If you open a new AMP Business Saver Account and you have not held an AMP Business Saver Account in the last three months, you'll earn a bonus of 1.50% pa on top of the AMP Business Saver Account Standard Rate during the Bonus Period. The Bonus Period begins the first day of the month after the account is opened, and is active for six months. Bonus Rate is payable on account balances of up to $5 million per customer. Bonus rate and Standard rate are both variable rates and subject to change.
