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    Why Aussies choose to bank with AMP
    • Easy to manage
      All accounts have easy online access for 24/7 banking, so you can concentrate on your business instead of banking hours.
    • Competitive interest rates
      Compare accounts from generous interest rates when you want to ‘park’ your cash and earn extra income to flexible interest earning everyday banking.
    • No monthly fees
      Banking with AMP means no monthly fees on transaction, cash manager and term deposit accounts.

    Business banking

    Our accounts mean business

    AMP Access Account

    Everyday banking that makes your business transactions easy

    • Interest rate of

      % P.A

    Apply online

    • No monthly fees or minimum balance

    • Easy access to your money

    • Option to link to an AMP savings account

    • Digital wallet payments with Apple Pay, Samsung Pay and Google Pay

    • A debit card, eftops, and BPAY (R) facilities

    • Basic features for eligible Government Concession Card holders

    • The option to create and track savings goals

    • Automated features to help you manage your monthly income and budget

    • The ability to earn any interest on your deposits

    • A cheque book

    Tell me more about this product

    AMP Cash Manager

    Manage & access your funds while earning interest at a competitive rate

    • Interest rate of up to *

      % P.A

    Apply online

    • No monthly fees or minimum balance

    • Competitive tiered interest rates

    • Option to link to an AMP savings account

    • Digital wallet payments with Apple Pay, Samsung Pay and Google Pay

    • The option to create and track savings goals

    • Automated features to help you manage your budget

    • Basic features for eligible Government Concession Card holders

    Tell me more about this product

    Effective 

    • * Tiered interest rates apply to account balances from $10k up to $5m. To help you calculate your return click on the Tell me more about this product button to view the tiered interest rate table.

    • Terms & conditions

    AMP Business Saver account

    Bonus interest that means business

    • Standard rate of up to*

      % P.A

    • Variable rate of up to**

      % P.A

    Apply online

    • A competitive savings rate

    • Easy online and phone banking

    • The requirement to link to a transaction Access Account or another external account

    • Quick access to your savings

    • The ability to make payments directly from the account

    • Visa Debit card, Bank@Post or digital wallet facilities

    • No restriction on pay anyone amounts

    Tell me more about this product

    Effective

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    Brilliant business banking with our award winning accounts

    AMP Business Transaction and Cash Manager Accounts rated in 2024 as standout transaction accounts specifically for businesses offering both no monthly fees and unlimited free electronic transactions.
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    My AMP app

    Easy to manage

    You can manage any AMP Bank account online with My AMP anytime, making it easy for you to:

    Get quick, digital access

    Manage your AMP bank accounts

    Manage your AMP Visa Debit cards

    Receive notifications to stay up to date

    Transfer funds and pay bills

    Learn more
    Learn more about banking with AMP
    • Interest rates & fees
    • Calculators
    • Banking FAQs
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    Important
information

    The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

    It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

    Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.

    This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

    AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice. 

    A target market determination for these products is available on our TMD page.

    Footnotes

    **If you open a new AMP Business Saver Account and you have not held an AMP Business Saver Account in the last three months, you'll earn a bonus of % pa on top of the AMP Business Saver Account Standard Rate during the Bonus Period. The Bonus Period begins the first day of the month after the account is opened, and is active for six months. Bonus Rate is payable on account balances of up to $5 million per customer. Bonus rate and Standard rate are both variable rates and subject to change.