• No fuss

    Get the features you need, with nothing you don’t - for banking so easy, it feels like skipping through a wheat field. In a sundress.

  • No monthly fees

    Ever felt a sudden urge to rebel against paying account-keeping fees? Now you don’t have to.

  • No worries

    Our always-on, eyes-everywhere security works hard to protect your hard earned cheddar, so you don’t have to.

Move money simply and easily. For your business or your day-to-day.
Mobile with keycard

Access your money seamlessly

  • No ATM withdrawal fees - at any ATMx, ANZ, CBA, Westpac

  • Multiple payment options - PayID, direct debit and BPAY

  • Numberless debit Mastercard – Helps protect against fraud

Apply now
24/7 real-time fraud monitoring

We have embedded safety checks throughout our experience, from video impersonation controls to real-time fraud monitoring 24/7 to in-app prompt of payee legitmacy. We’re here to keep you and your money safe.

Explore more features of the AMP Bank app
Apple Pay and Google Pay

Link your AMP Bank debit Mastercard instantly with Apple Pay and Google Pay and start spending instantly.

Explore ways to bank with AMP Bank app

Everyday banking

The Everyday Account built for you

Access tools to manage your money easily with 24/7 support. All on an easy-to use app that just works.

New

Everyday Business Account

Everyday Business Banking

  • Monthly account fees

    Nil

Apply now

  • No monthly fees or minimum balance or deposits

  • Card controls - lock, block or cancel your card

  • Digital wallets with Apple Pay and Google Wallet

  • Online web portal

  • Issuing cheques

  • Ability to earn any interest on your deposits

  • Option to link to an AMP savings or term deposit account with My AMP

Tell me more about this product
More from us
More from us
Important information

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. 

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

A target market determination for these products is available here.

For accounts with BSB number 939 900, that you access via the AMP Bank mobile app, the Terms and conditions that apply are available here. 

For accounts with BSB number 939 200, that you access via the My AMP mobile app, the Terms and conditions that apply are available here.

* $50 casback bonus

Terms and conditions effective Saturday 1 March 2025.

1. The promoter is AMP Bank Limited ABN 15 081 596 009 (AMP Bank), AFSL and Australian credit licence 234517.

2. AMP Bank will credit $50.00 AUD (Cashback) into your AMP Bank Everyday Account (Everyday Account) or AMP Bank Everyday Business Account (Everyday Business Account) if you meet the following eligibility criteria:

i) you apply for and open an Everyday Account or Everyday Business Account on your AMP Bank app by 11.59pm AEST on Friday 11 April 2025; and

ii) you complete a minimum of five (5) purchases (via Apple Pay, Google Pay or your AMP Bank Debit Mastercard) available with your Everyday Account or Everyday Business Account between 9.00am AEST on Saturday 1 March 2025 and 11.59pm AEST on Monday 28 April 2025.

(Promotion)

3. The Cashback will be paid into the eligible Everyday Account or Everyday Business Account by Wednesday 30 April 2025. The Everyday Account or Everyday Business Account must remain open at the time of payment to be eligible for the Cashback.

4. Only One (1) Cashback will be paid into per account type (Everyday Account or an Everyday Business Account). A person will be able to claim two (2) Cashbacks on both an Everyday Account and Everyday Business Account if they hold both accounts with AMP Bank. Each customer is eligible for a maximum Cashback of $100.

5. Terms and conditions in relation to the AMP Bank Everyday Accounts apply and can be viewed at AMP Bank app terms and conditions.

6. If for any reason any aspect of this Promotion is not capable of running as planned, including by reason of computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of the AMP Bank, AMP Bank may in its sole discretion cancel, terminate, modify or suspend the Promotion subject to State or Territory regulation.

Apple Pay

Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.