About AMP
Resources
Help & support
Contact us


    Experience

    Knowing where your money goes is the first step in taking control of your finances and living your dream life.

    Organise your life with Spaces

    Organise your life with Spaces

    What is it?


    Think of Spaces as little pots within your account. You can sort your money, by giving your space a name, add a picture and set a saving goal. Whether it’s for GST, a company car, end-of-year staff party or just a rainy day, you can create Spaces for whatever you want.

    • Simple - Transfer money in and out of Spaces with a few taps without creating multiple accounts.
    • Automatic - Using our Round Ups feature, you can round up your spending to the nearest dollar and send the spare change to your chosen Space.
    • Personal - Make your Space truly yours by adding a name and a photo. It’s a great way to stay focused on your goals.
    • Assemble - Arrange your Spaces in any order you prefer and get notified whenever there's a change in the balance.

    1. Tap 'Spaces' and then select 'New Space'
    2. Hit 'Space' and then give it a name
    3. Set a target amount, and add or withdraw money whenever you like
    4. Tap 'Manage' to change the name, add an image or start saving automatically with Round Ups

    Know where your money flows with Spend categories

    Know where your money flows with Spend categories

    What is it?

    Keep an eye on spending across different categories. Discover trends with intuitive graphs that show you exactly where your money is going and what you’re spending.  

    • Get a detailed breakdown - We’ll show you who your top merchants are and how your outgoings vary month-to-month.
    • Organise your expenses - With our user-friendly spending categories like “Marketing” and “Salary and wages,” you’ll always have a clear view of your finances.

    Simply switch between category or merchant to get the view you need. Need more details on a transaction? Just tap it.

    Turn spare change into savings with Round ups

    Turn spare change into savings with Round ups

    What is it?


    Round up your day-to-day spending to the nearest dollar and transfer the spare change into one of your Spaces. Spend $4.80 on a coffee? We’ll round it up to $5.00 and pop the 20 cents into your designated Space for you.

    Want to reach your savings easily in the AMP Bank app? Multiply your spare change by x2, x5 or x10 in your app.

    1. Head to ‘Spaces’ at the bottom right of the AMP Bank app.
    2. Create a new Space or choose an existing one.
    3. Click ‘Manage Space,’ then ‘Round Ups’ and switch the toggle on.

    Security

    Know your banking is in safe hands with enhanced security protocols, proactive fraud protection and real-time transaction monitoring.

    Stay in charge with card controls

    Stay in charge with card controls

    What is it?

    Whether you’ve had your card stolen, simply misplaced it or want further controls around how you use your card. You can instantly lock, block or cancel your card all from within the AMP Bank app.

    • Block online payments - Need to restrict online payments? This feature has got you covered. This includes any payments you’ve already authorised.
    • Disable contactless payments - Stay one step ahead of card fraud by turning off contactless payments.
    • Gambling block - You can block all card transactions to registered gambling merchants.

    Head over to card controls where you can easily toggle to enable or disable contactless and chip & PIN payments, ATM withdrawals, online payments, and mobile wallet. You can also freeze your card or activate the gambling block with just a tap.

    Contactless payment limits

    Put a cap on endless tapping
(with contactless payment limits)

    What is it?

    Take control of your spending with our in-app flexible slider. You can set your own contactless payment limit, up to $100. AMP Bank app customers can easily adjust the limit for each card or even turn off contactless payments altogether.

    • Discover what works best for you - Whether you turn off contactless payments or set a limit, having the choice gives you peace of mind.
    • Know your boundaries - We understand that different cards serve different purposes, so you can set unique limits for either your personal or business card.

    1. Head to your AMP Bank app and tap ‘Card’, then ‘Card and Payment Limits’, then tap on ‘Maximum Contactless Payment Limit’.
    2. You can then adjust the slider, moving left and right until you’ve found the amount that is right for you.

    Insights

    AMP Bank keeps you moving forward, whatever direction suits you.

    AMP Spent messages at purchase

    Get updates in real-time

    What is it?

    Get notifications every time you’re paid or paying a bill so you can keep on top of the ins and outs of your money.

    • Peace of mind - Stay in the loop with instant notifications every time you make a purchase, a direct debit leaves your account, or your wages hit your account.
    • Act - With instant notifications, you can be sure that all the money leaving your account is accurate and that you haven't been overcharged. And if you notice any unusual activity, you can quickly lock your card right in the app.

    No need to lift a finger. Every time you spend on your card or digital wallet, or receive a payment, we'll send a notification straight to your phone.

     

    Feeling overwhelmed? You can turn off alerts anytime with just a tap.

    Statments

    Statements

    What are they?


    At AMP Bank, we prioritise your convenience, so we won’t send you paper statements. Instead, you can easily check your spending month-by-month or download custom statements with just a few taps in the app.

    • Customise a statement - Statements give you a clear view of what’s come in and what’s left your account each month. You can scroll back to the day you opened your account or download custom statements for any specific date range.
    • Data to delight - Export your statements as CSV and use them with accounting software like Xero, or any spreadsheet software. It’s a handy feature, especially if you’re running your own business.

    1. Just tap the top right icon in the app to open the account menu
    2. Tap on ‘Statements’, then ‘Statement history’ and select your desired date range
    3. Choose the option to export in PDF or CSV

    Important information

    The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice. 

    AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

    A target market determination for these products is available on our TMD page.

    For accounts with BSB number 939 900 and accessed via the AMP Bank app, Terms and Conditions apply and are available here.

    For accounts with BSB number 939 200 and accessed via the My AMP app, Terms and Conditions are available here.