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Owner Occupied variable rate loan 1
% P.A
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Comparison rate 2
% P.A
Basic Package Home Loan
Choose between a fixed or variable interest rate - or a split between the two
Having some of your loan at a fixed interest rate means that for the fixed portion you’ll know what your payments are ahead of time. What’s more, you can make up to $10,000 a year in additional repayments with no penalty. And with the flexibility of your variable rate loan portion, you can make unlimited extra repayments.
Interest rates & fees
Interest rates & fees
Support at your fingertips
New home loan enquiries
Call us 1300 534 325
Email us info@ampbanking.com.au
Mon - Fri 8am - 8pm Sydney time
All other home loan enquiries
Call us 13 13 13
Email us direct_lending@ampbanking.com.au
Mon - Fri 8am - 8pm Sydney time
Sat & Sun 9am - 5pm Sydney time
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Important information
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.
It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.
Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.
This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.
A target market determination for these products is available on our TMD page.
Footnotes
1$40,000 and above, LVR ≤ 60%^, P&I repayments. Other rates apply for Investment property loans. Rate is for new loans only and are subject to change.
^LMI - Lenders Mortgage Insurance (LMI) may apply. You may be able to capitalise your LMI premium to the loan up to an LVR of 80%. Lending terms and conditions apply.
2 The comparison rate is calculated for a secured loan for an amount of $150,000 over a 25 year term. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
***$6 monthly account management fee is payable on the Offset Deposit Account when linked to a Basic Variable Rate Loan.