Explore AMP personal banking products

    • Savings
accounts
      Your money earns interest with few fees, flexible features and easy access to your funds on the go.
    • Everyday accounts
      Get everyday access to your money with no monthly fees or minimum balance.
    • Term
deposits
      Get a guaranteed return on your lump-sum in a timeframe that suits you.
    • SMSF bank accounts
      Give your super the edge with our SMSF cashflow management, cash investment and banking solutions.

    Why everyday Aussies choose to bank with AMP Bank

    Easy to manage

    You can manage any AMP Bank account online with My AMP anytime, making it easy for you to:

    Get quick, digital access

    Manage your AMP bank accounts

    Manage your AMP Visa Debit cards

    Receive notifications to stay up to date

    Transfer funds and pay bills

    Competitive interest rates
and monthly fees

    Manage and access your funds while earning interest with competitive rates. Banking with AMP Bank means no monthly fees2 on AMP Access, Cash Manager and Term Deposit accounts.


     

    Resources & tools

    Learn more about banking with AMP

    • Manage your money with My AMP app
    • Explore ways to bank with AMP
    • Get help and support
    • Contact us
    Important information

    Credit and deposit products are issued by AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. Any application is subject to AMP Bank’s approval.

    Product disclosure

    It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

    Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.

    This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

    AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice. 

    A target market determination for these products is available on our TMD page.
     Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531.

    Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

    Visit Samsung to check devices compatible with NFC point of sale terminals for contactless transactions.


    Terms, conditions and footnotes

    Available at amp.com.au/bankterms or by calling 13 30 30. Fees and charges are payable. In many cases a conditional approval will be provided immediately after submission. The time to receive a full unconditional approval will vary. Where only identification is required, an immediate response to our SMS to complete this could result in an unconditional approval within an hour. Unconditional approval could take longer if we need to seek clarifications from you, or if we need to undertake a physical inspection of your property. The speed of response is also dependant on the time a second applicant takes to confirm their application details, and for all applicants to complete the biometric ID check. 
    *Global Retail Banking Innovation Awards 2023 - The Digital Banker.

    1 Up to 5.40% pa ongoing variable rate on balances up to $250,000 and is subject to change without notice. For Accounts opened from 1 April 2021, offer is limited to one account per person. For any portion of the balance over $250,000 and up to $5,000,000 the interest rate reverts to the AMP Saver Account standard rate only. The maximum ongoing balance per customer name is $5,000,000. Terms and conditions apply. Fees and charges are payable. Any application is subject to AMP Bank’s approval. A target market determination for this product is available at www.amp.com.au/bank/tmd. To learn more about the AMP Saver Account, see the product page.