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    AMP Cash Manager

    Get ready to invest your way with AMP Cash Manager

    • Real-time payments

    • No ongoing or account fees

    • Enjoy a variable tiered interest rate on balances over $10k

    • Use Apple Pay, Samsung Pay and Google Pay

    • Use VISA debit card, eftpos and BPAY with all-in-one savings

    Apply now
    Start your savings journey
    Savings piggy bank icon

    Save more easily with the option to link to an AMP savings account such as our AMP Saver Account.

    Learn more
    Manage your money your way
    High five icon

    Banking options that suit you - manage your account and card online, through the My AMP app, or by phone banking.

    Learn more
    Rates, eligibility and downloads
    Rates, eligibility and downloads
    Interest rates and fees

    The interest rate you receive will depend on how much you have in your account. Interest accrues daily and is paid on the first day of the following month2. 

    Effective date 

    Your account balance Your interest rate
    $0 - $10,000 % pa
    $10,000.01 - $250,000 % pa
    $250,000.01 - $5,000,000 % pa
    Greater than $5,000,000 % pa


    Here’s an example of how it works. If the month in which the interest is calculated has 30 days, and your balance is $5,000 at the close of business for the first 15 days and $15,000 for the remainder, then the interest you’ll receive on the first day of the next month is as follows:

     Tier Account Balance Days the funds sat in the account in the month Interest rate How interest is calculated Interest paid
    $0 - $10,000 $5,000 15 % pa $5,000 x % / 365 x 15
    $10,000.01 - $250,000 $15,000 15 % pa $15,000 x % / 365 x 15
    Total interest paid        



    • Companies or organisations (including financial institutions)
    • Non-SMSF trusts
    • Government entities
    • Charities
    • Sole traders or partnerships.

    Talk to a financial adviser to see what kind of saving strategy works best for your business.

    Any questions?

    Get more information on how this product works, eligibility and how to apply.


    Applying online is easy and will take you about five minutes to complete. You’ll need a valid form of identification. Once you’ve applied, download the My AMP app from the Apple or Google Play store to start banking online. Your Visa Debit card will arrive by mail soon after we’ve approved your application.
     


    There are no ongoing account management fees, including for regular deposits or withdrawals. Some fees and charges for special services may apply, such as a duplicate statement fee. Read our Deposit products fees and charges guide for more information.
     



    Yes, like an AMP Saver Account. Apply for both accounts at the same time in the online AMP Cash Manager Account application form.

     



    The Australian Government guarantee protects combined deposits up to $250,000 per customer in the unlikely event a financial institution fails.

    Contact us
    Phone   

    13 30 30
    Email   

    info@ampbanking.com.au

    Mon - Fri: 8am – 8pm (AEST)
    Sat & Sun 9am – 5pm (AEST)

    Ink blue graph icon

    AMP Cash Manager for your business

    Our business banking Cash Manager account is available for sole traders, Australian proprietary companies, unregulated trusts and other entity types.
    Learn more

    Learn more about banking with AMP

    • Get the complete picture with My AMP app
    • Choose how you bank
    • Savings calculator
    • Banking with AMP
    Important 
information

    The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

    It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

    Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.

    This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

    AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

    A target market determination for these products is available on our TMD page.

     Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531.

    Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

    Visit Samsung to check devices compatible with NFC point of sale terminals for contactless transactions. Devices compatible with NFC point of sale terminals for contactless transactions include Samsung Galaxy Note 5, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S7, Galaxy S7 edge, Galaxy A5, Galaxy A7, Galaxy S9 and Galaxy S8+. All devices are compatible with MST point of sale terminals for swipe transactions except for Galaxy S6, Galaxy S6 edge and Gear S2. 

    Footnotes

    All rates are variable and subject to change. Special service fees apply. Balances over $5,000,000 are available at our discretion. 

    *Up to % pa for certain account balances. To get this rate, it is based on your accumulated account balance and the interest you can now earn. The tiered interest rate table is provided above to help you calculate your return.   

    2 Information including interest rates is correct as at  and is subject to change without notice.