AMP Super
Superannuation, commonly known as ‘super’, is money set aside while you’re working so you’ll have money for retirement.
Strong performance
Our MySuper option delivered strong returns compared to the industry median.
Contemporary insurance
We provide members contemporary insurance designed to automatically change based on age, so you don’t pay for insurance you don’t need.
Low fees & costs
The average fees and costs across AMP’s MySuper option are lower than the average super fund, including the average industry fund1.
Plus, our percentage administration fee is capped for account balances over $500,0002.
This means more money for you for when you retire.
Based on the simple average of total administration and investment fees and costs across all AMP MySuper Lifestages options (Capital Stable, 1950s, 1960s, 1970s, 1980s, 1990s Plus). Compared against the simple average of industry funds’ and all super funds’ MySuper options included in the Chant West Super Fund Fee Survey March 2024.
Strong performance
AMP is proud to be consistently delivering strong returns for our members across various market conditions.
AMP delivered an investment return of 14.2% for members in the AMP MySuper 1970s Lifestages option (our largest group of members) to 31 March 2024 outperforming the industry median for 1, 3, 5 and 10 years3.
AMP MySuper lifestages investment options are based on your decade of birth and take you through your working life, continuously evolving as you approach retirement.
For investment performance across all AMP MySuper Lifestages options, visit our MySuper dashboard.
Investment performance is as at 31 March 2024 and is net of investment fees, costs and tax (but excludes administration fees, member fees, amounts paid from the super fund’s assets and member activity fees). The “MySuper – Growth Median” is taken from the Chant West Super Fund Performance Survey March 2024, being the median of all options contained in the MySuper – Growth table with a growth asset allocation of between 61-80%. AMP MySuper 1970s is our biggest MySuper option and has a higher allocation to growth assets (approximately 90%) than other super funds’ MySuper options. However, this graph enables you to compare our MySuper offer with key competitors. Past performance is not a reliable indicator of future performance.
Contemporary insurance
Insurance in super is designed to support you and your loved ones in case of unexpected events such as illness, injury or inability to work. Learn more about insurance in super.
AMP has partnered with TAL, one of Australia’s leading life insurers. TAL’s purpose is to help Australians live a life filled with choice, options and freedoms, no matter what happens.
AMP Super provides both a standard and tailored insurance offer to personal members for which TAL is the insurer. You can use the Insurance Needs Calculator to help you estimate the type and level of cover required, and also get an idea of the estimated premiums.
Standard Insurance offer (known as Essential Protection Standard Cover)
Essential Protection Standard Cover allows you to apply for a basic level of Death, Total and Permanent Disablement (TPD) and Income Protection (IP) cover by answering a short number of health and lifestyle questions (full medical underwriting is not required if the insurer is satisfied with the responses). This cover is only available when applying to open a new AMP Super account. Death and TPD takes a life stage approach based on your age. This means the amount and cost of your cover is generally lower when you’re younger, then increases as you get older (and your need for cover increases), then reduces again as you approach retirement and typically have less financial responsibilities. IP cover, if selected, will be provided at a set level of cover per month.
Further information is available in our Insurance Guide. If you don’t select Standard Cover at the time of the creation of your account, you can always apply for Essential Protection Tailored Cover at a later time.
Tailored Insurance offer (known as Essential Protection Tailored Cover)
If you require a higher level of insurance cover or are looking to add insurance to your existing AMP Super account, you can apply for Essential Protection Tailored Cover. Tailored Cover allows you to apply for a specific amount of Death, TPD and IP cover. The insurer will need to assess your application and you will be required to answer questions regarding your health and lifestyle. Further information is available in our Insurance Guide.
Refer to our Insurance Guide for details around eligibility and terms and conditions of Essential Protection.
Investment options
Help me invest my super
AMP MySuper Lifestages takes the hard work out of deciding how to invest your super by providing a single investment option tailored to your age group.
A team of experts will manage your super investments through your lifetime with your best interests at heart, so you can:
- Seek higher returns through growth assets when you’re younger.
- Reduce risk and preserve capital as you approach retirement
Our MySuper dashboard provides a summary of the investment performance, risk and fees for the AMP MySuper Lifestages option.
Administration fees
0.19% pa, plus $6.50 per month
For a full list of fees and costs applicable to your super account, please see the Product Disclosure Statement (PDS).
I want to control how my super's invested
If you want more control over how your super’s invested, you can select your own investment options and set your own level of risk according to your stage of life and financial goals.
Select up to 15 investments from our range of 28 investment options, which includes our AMP MySuper Lifestages investment option, single-sector funds, diversified multi-manager options, and both Australian and international options.
Stay up to date by accessing the performance and unit prices of other investment options.
View portfolio holdings information for the investment options we offer.
Administration fees
0.19% pa, plus $6.50 per month
For a full list of fees and costs applicable to your super account, please see the Product Disclosure Statement (PDS).
Open an AMP Super account today
Documents & links
Find detailed information applicable to your AMP Super account.
Disclosure documents
SignatureSuper is an allocated pension account that helps you access your super as a regular income in retirement.
We're here to help
If you need some help or want to find out more, our team is here to help.
Call us
Standard Hours
Mon - Fri: 8.30am – 7pm (Sydney time)
Email us
Book a super coach
A check-in for your super, at no extra cost.
What you need to know
AMP Super refers to SignatureSuper® which is issued by N.M. Superannuation Proprietary Limited (NM Super) ABN 31 008 428 322 and is part of the AMP Super Fund (the Fund) ABN 78 421 957 449. NM Super is the trustee of the Fund.
Before deciding what’s right for you, it’s important to consider your particular circumstances and read the relevant product disclosure statement, target market determination or terms and conditions available from us at amp.com.au or by calling 131 267.
Any advice and information provided is general in nature, hasn’t taken your circumstances into account, and is provided by AWM Services Pty Ltd (AWM Services) ABN 15 139 353 496. NM Super and AWM Services are part of the AMP group. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.
Past performance is not indicative of future performance. Find out more about AMP MySuper returns over one, three and five years.
The super coach session is a super health check and is provided by AWM Services and is a general advice conversation only. It does not consider your personal circumstances.
® SignatureSuper is a registered trademark of AMP Limited ABN 49 079 354 519.
1 Based on the simple average of total administration and investment fees and costs across all AMP MySuper Lifestages options (Capital Stable, 1950s, 1960s, 1970s, 1980s, 1990s Plus). Compared against the simple average of all super funds’ MySuper options included in the Chant West Super Fund Fee Survey March 2024 at balances of $50,000 to $750,000.
2 If a member holds more than one account, a separate percentage administration fee cap will apply to each account held by the member. For more information, please refer to the product disclosure statement.
3 Investment performance is as at 31 March 2024 and is net of investment fees, costs and tax (but excludes administration fees, member fees, amounts paid from the super fund’s assets and member activity fees). The “MySuper – Growth Median” is taken from the Chant West Super Fund Performance Survey March 2024, being the median of all options contained in the MySuper – Growth table with a growth asset allocation of between 61-80%. AMP MySuper 1970s is our biggest MySuper option and has a higher allocation to growth assets (approximately 90%) than other super funds’ MySuper options. However, this graph enables you to compare our MySuper offer with key competitors. Past performance is not a reliable indicator of future performance.