AMP MySuper is a ‘lifecycle’ solution, which aims to ensure superannuation investments will deliver a comfortable retirement, regardless of whether investors make an active investment choice in super.
By lifecycle we mean an investment strategy for investors that is based on their decade of birth and therefore tailored to their age and risk profile. Lifecycle options allow investors to remain in one option over their working life. Rather than investors changing options as they age, it is the investment strategy of their lifecycle option that will adapt progressively based on their changing investment needs and risk profile.
FAQ's
How does it work?
Investors are invested into an AMP MySuper lifecycle investment option according to their date of birth. The investment strategy of each option differs based on the age of the members in each option. Each option follows a glide path, which indicates the appropriate allocation to growth assets at every age.
What is the glide path?
The glide path determines the appropriate investment mix of the lifecycle option throughout an investors working life. The glide path reduces the exposure to growth assets and increases the exposure to defensive assets as the investors in each lifecycle option move closer to retirement.
Latest fund update
Hear from our AMP Investments team on what the key drivers were for the returns this past financial year.
What are the risks?
Risks specific to the option may include or be associated with share market investments, international investments, alternative assets, interest rates, credit, property investments, derivatives and liquidity. Please read the Option’s Product Disclosure Statement for more information.
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How to invest
AMP MySuper can be accessed by investing in certain superannuation products issues by AMP Superannuation limited or NM Super annuation PTY Limited. For further information about how to invest, contact your state account manager or corporate super key account manager.
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AMP MySuper for Employers
MySuper is a simple default investment option for your employees. It is intended by the government to make comparing super products easier based on key differences like cost and investment performance. The AMP MySuper investment option takes the hard work out of deciding how to invest your super, by providing the simplicity of a single investment option tailored for your age group.
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What you need to know
This information has been prepared by National Mutual Funds Management Ltd (ABN 32 006 787 720, AFSL 234652) (NMFM). This information is solely for the use of the party to whom it is provided and must not be provided to any other person or entity without the express written consent of NMFM.
While every care has been taken in the preparation of this information, NMFM makes no representation or warranty as to the accuracy or completeness of any statement in it including without limitation, any forecasts. This information has been prepared for the purpose of providing general information, without taking account of any particular investor’s objectives, financial situation or needs. Investors should, before making any investment decisions, consider the appropriateness of the information in this information, and seek professional advice, having regard to their objectives, financial situation and needs.
The investment option referred to on this page is available through products issued by N.M. Superannuation Proprietary Ltd ABN 31 008 428 322, AFSL 234654 (NM Super).
Neither NM Super, NMFM nor any other company in the AMP Group guarantees the repayment of capital or the performance of any product or any particular rate of return referred to in this information. Past performance is not a reliable indicator of future performance. All information on this website is subject to change without notice. NMFM is part of the AMP group.
The information included on this page was current on the date published within the document or report and issued by the entity identified in the document or report. For up-to-date information, we refer you to the relevant product disclosure statement, target market determination and product updates available at amp.com.au.