Home loan interest rates & fees
There's something for everyone
We offer a range of home loans to choose from and with different features and benefits.
Owner Occupied loans
Effective
| Loan type | Principal and Interest | Interest Only | |||
| LVR | Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Variable rate loan (Owner Occupied) (iii) |
|||||
| $1,000,000 and above |
LVR ≤60% |
% pa |
% pa |
% pa | % pa |
| LVR ≤80% |
% pa | % pa |
% pa |
% pa |
|
| LVR <90% + LMI | % pa | % pa | n/a | n/a | |
| $500,000 to less than $1,000,000 |
LVR ≤60% |
% pa |
% pa |
% pa |
% pa |
| LVR ≤80% |
% pa |
% pa |
% pa |
% pa |
|
| LVR ≤90% + LMI | % pa | pa% pa | n/a | n/a | |
| $100,000 to less than $500,000 |
LVR ≤60% |
% pa |
pa% pa |
% pa |
% pa |
| LVR ≤80% |
% pa |
% pa |
% pa |
% pa |
|
| LVR ≤90% + LMI | % pa | % pa | n/a | n/a | |
| Construction |
|||||
| $500,000 and above | LVR ≤90% + LMI | n/a |
n/a |
% pa |
% pa |
| $100,000 to less than $500,000 | LVR ≤90% + LMI | n/a | n/a | % pa | % pa |
| Reference Rate(iv) | Standard Reference Rate | Standard Reference Rate Interest Only | |||
| Line of credit(iii) | |||||
| $1,000,000 and above | LVR ≤80% | n/a | n/a | % pa | % pa |
| $500,000 to less than $1,000,000 | LVR ≤80% | n/a | n/a | % pa | % pa |
| $100,000 to less than $500,000 | LVR ≤80% | n/a | n/a | % pa | % pa |
| Reference Rate(iv) | Line Of Credit Reference Rate | Line of Credit Reference Rate Interest Only |
Effective
| Loan type | Principal and Interest | Interest Only | |||
| LVR | Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Fixed rates (Owner Occupied) $100,000 and above | |||||
| 1 year fixed rate | LVR ≤80% | % pa | % pa | % pa | % pa |
| LVR ≤90% + LMI | % pa | pa% pa | n/a | n/a | |
| 2 year fixed rate | LVR ≤80% | % pa | % pa | % pa | % pa |
| LVR ≤90% + LMI | % pa | % pa | n/a | n/a | |
| 3 year fixed rate | LVR ≤80% | % pa | % pa | % pa | % pa |
| LVR ≤90% + LMI | % pa | % pa | n/a | n/a | |
| 5 year fixed rate | LVR ≤80% | % pa | % pa | % pa | % pa |
| LVR ≤90% + LMI | % pa | % pa | n/a | n/a |
Effective 10 November 2023
| Principal & Interest | Interest Only | ||||
| LVR | Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Variable rate loan(iii) | |||||
| $40,000 & above | LVR ≤60% | 7.24% pa | 7.29% pa | 7.74% pa | 7.57% pa |
| LVR ≤80% | 7.34% pa | 7.39% pa | 7.74% pa | 7.57% pa | |
| LVR ≤90% + LMI | 7.64% pa | 7.69% pa | n/a | n/a | |
| Construction | |||||
| $40,000 & above | LVR ≤90% + LMI | n/a | n/a | 7.24% pa | 7.67% pa |
| Reference Rate(iv) | Basic Reference Rate | Basic Reference Rate |
Effective 25 October 2023
| Loan type | Principal and Interest | Interest Only | ||
| (LVR ≤90% + LMI) | (LVR ≤80%) | |||
| Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Fixed rate loans | ||||
| Basic 1 year fixed rate | 7.64% pa | 7.69% pa | 7.99% pa | 7.46% pa |
| Basic 2 year fixed rate | 7.39% pa | 7.64% pa | 7.59% pa | 7.44% pa |
| Basic 3 year fixed rate | 7.24% pa | 7.57% pa | 7.44% pa | 7.42% pa |
| Basic 5 year fixed rate | 7.44% pa | 7.60% pa | 7.69% pa | 7.55% pa |
A settlement fee of $349 applies.
(i) Rates are subject to change. Fees and charges are payable. Terms and conditions apply. Approval is subject to AMP Bank guidelines.
(ii)Comparison rates have been calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Available for new loans only.
(iv) View a full list of Reference Rates and their values.
Other fees and charges apply. Full details are available in the Fees and charges guide.
Principal and interest
Effective 23 January 2024
| Loan to value ratio | Interest rate(i) | Comparison rate(ii) | |
| Variable rate loan(iii) | |||
| $750,000 and above | LVR <60% | 6.18% pa | 6.21% pa |
| LVR <80% | 6.18% pa | 6.21% pa | |
| LVR <90% + LMI | 6.29% pa | 6.32% pa | |
| $250,000 to less than $750,000 | LVR ≤60% | 6.34% pa | 6.37% pa |
| LVR ≤80% | 6.44% pa | 6.47% pa | |
| LVR ≤90% + LMI | 6.49% pa | 6.52% pa | |
| Reference Rate(iv) | Basic Reference Rate |
(i) Rates are subject to change.
(ii) Comparison rates have been calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Available for new loans only.
(iv) View a full list of Reference Rates and their values.
Fees and charges are payable. Terms and conditions apply. Approval is subject to AMP Bank guidelines.
Effective 10 November 2023
| Loan type | Principal and Interest | Interest Only |
||
| (LVR ≤90%) | (LVR ≤80%) | |||
| Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Land Loan(iii) | 6.94% pa | 6.99% pa | 7.14% pa | 7.08% pa |
| Reference Rate(iv) | Standard Reference Rate Investment | Standard Reference Rate Interest Only Investment |
A Settlement fee of $349 applies.
(i) Rates are subject to change.
(ii) Comparison rate calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison.
(iii) Rate is for new loans only and subject to change.
(iv) View a full list of Reference Rates and their values.
Terms and Conditions apply and are available on request. Approval is subject to AMP Bank guidelines.
Available for new home loan customers with a single, owner occupied security only, with the intention of building a single owner occupied property on the land. Other fees and charges apply. Full details are available in the Home loan fees and charges guide.
The Select Package is a special offer only available to eligible corporate super members and AMP Limited shareholders.
Effective 10 November 2023
| Loan type | Principal and Interest | Interest Only | |||
| LVR | Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Variable rate loan (iii) |
|||||
| $500,000 and above |
LVR ≤80% |
7.39% pa | 7.73% pa | 8.04% pa | 8.00% pa |
| LVR <90% + LMI |
7.61% pa | 7.95% pa | n/a | n/a | |
| $100,000 to less than $500,000 | LVR ≤80% |
7.39% pa | 7.73% pa | 9.10% pa | 8.50% pa |
| LVR ≤90% + LMI | 7.64% pa | 7.98% pa | n/a | n/a | |
| Reference Rate(iv) | Standard Reference Rate | Standard Reference Rate Interest Only | |||
| Line of credit(iii) | |||||
| $500,000 and above | LVR ≤80% | n/a | n/a | 8.24% pa | 8.31% pa |
| $100,000 to less than $500,000 |
n/a | n/a | 9.30% pa | 9.10% pa | |
| Reference Rate(iv) | Line Of Credit Reference Rate | Line of Credit Reference Rate Interest Only |
Effective 31 July 2023
| Loan type | Principal and Interest | Interest Only | |||
| LVR | Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Fixed rates $100,000 and above | |||||
| 1 year fixed rate | LVR ≤80% | 6.89% pa | 7.65% pa | 7.34% pa | 7.70% pa |
| LVR ≤90% + LMI | 7.09% pa | 7.89% pa | n/a | n/a | |
| 2 year fixed rate | LVR ≤80% | 6.64% pa | 7.53% pa | 6.94% pa | 7.58% pa |
| LVR ≤90% + LMI | 6.84% pa | 7.76% pa | n/a | n/a | |
| 3 year fixed rate | LVR ≤80% | 6.54% pa | 7.41% pa | 6.84% pa | 7.49% pa |
| LVR ≤90% + LMI | 6.74% pa | 7.64% pa | n/a | n/a | |
| 5 year fixed rate | LVR ≤80% | 6.74% pa | 7.33% pa | 7.09% pa | 7.48% pa |
| LVR ≤90% + LMI | 6.94% pa | 7.56% pa | n/a | n/a |
Select Package Lines of Credit - credit balances
Effective 16 February 2017
| Loan type | Principal and Interest | Interest Only | ||
| Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Lines of Credit (credit balances) | ||||
| From $0 to less than $20,000 | 0.00% pa | n/a | 0.00% pa | n/a |
| From $20,000 and over | 0.25% pa | n/a | 0.25% pa | n/a |
Credit interest applies to all Lines of Credit. A Settlement fee of $349 applies to all home loans listed above. An annual fee of $349 is payable on each anniversary date. Loans from $100,000 and above.
(i) Rates are subject to change.
(ii) The comparison rate is calculated for a secured loan on a loan amount of $150,000 over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Rates are for new loans only.
(iv) View a full list of Reference Rates and their values.
The AMP First Home Loan is a special offer only available to AMP shareholders, AMP employees, Resolution Life Australasia employees and is also available to other client groups who apply directly through AMP Bank. Complete the online enquiry form to request more information about the AMP First Home Loan and for an AMP Bank direct sales team member to contact you.
Effective 09 August 2024
| Loan type | Principal and Interest | Interest Only | ||
| (LVR <90%) | (LVR <80%) | |||
| Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Variable rate loan |
6.13% pa | 6.13% pa | 6.69% pa | 6.37% pa |
| Construction | n/a | n/a | 6.94% pa | 6.21% pa |
| Reference Rate(iii) | AMP First Reference Rate | AMP First Reference Rate Interest Only | ||
| Line of credit | n/a | n/a | 6.89% pa | 6.66% pa |
| Reference Rate(iii) | AMP First Line Of Credit Reference Rate | AMP First Line Of Credit Reference Rate Interest Only |
Effective 20 September 2024
| Loan type | Principal and Interest | Interest Only | ||
| (LVR <90%) | (LVR <80%) | |||
| Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Fixed rates | ||||
| 1 year fixed rate | 5.92% pa | 6.11% pa | 6.37% pa | 6.15% pa |
| 2 year fixed rate | 5.78% pa | 6.06% pa | 6.21% pa | 6.15% pa |
| 3 year fixed rate | 5.78% pa | 6.03% pa | 6.22% pa | 6.15% pa |
| 5 year fixed rate | 5.78% pa | 5.98% pa | 6.52% pa | 6.30% pa |
Effective 16 February 2017
| Loan type | Principal and Interest | Interest Only | ||
| Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Lines of Credit (credit balances) | ||||
| From $0 to less than $20,000 | 0.00% pa | n/a | 0.00% pa | n/a |
| From $20,000 and over | 0.25% pa | n/a | 0.25% pa | n/a |
(i) Rates are subject to change.
(ii) The comparison rate is calculated for a secured loan on a loan amount of $150,000 over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) View a full list of Reference Rates and their values.
Investment loans
Effective 21 October 2024
| Loan type | Principal and Interest | Interest Only | |||
| LVR | Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Variable rate loan (Investment) (iii) |
|||||
| $1,000,000 and above |
LVR ≤60% |
6.34% pa |
6.69% pa |
6.54% pa | 6.75% pa |
| LVR ≤80% |
6.34% pa |
6.69% pa |
6.59% pa |
6.77% pa |
|
| LVR ≤90% | 6.39% pa | 6.74% pa | n/a | n/a | |
| $500,000 to less than $1,000,000 |
LVR ≤60% |
6.39% pa |
6.74% pa |
6.61% pa |
6.81% pa |
| LVR ≤80% |
6.44% pa |
6.79% pa |
6.61% pa |
6.84% pa | |
| LVR ≤90% | 6.59% pa |
6.94% pa |
n/a | n/a | |
| $100,000 to less than $500,000 |
LVR ≤60% |
6.94% pa |
7.28% pa |
6.94% pa |
7.26% pa |
| LVR ≤80% |
6.99% pa |
7.33% pa |
6.99% pa | 7.31% pa | |
| LVR ≤90% | 7.11% pa |
7.45% pa |
n/a | n/a | |
| Construction |
|||||
| $500,000 and above | LVR ≤60% |
n/a |
n/a |
6.84% pa |
6.78% pa |
| LVR ≤90% | n/a | n/a | 7.14% pa | 6.99% pa | |
| $100,000 to less than $500,000 | LVR ≤90% | n/a | n/a | 7.14% pa |
7.45% pa |
| Reference Rate(iv) | Standard Reference Rate | Standard Reference Rate Interest Only | |||
| Line of credit (Investment) (iii) | |||||
| $1,000,000 and above | LVR ≤60% | n/a | n/a | 6.74% pa | 6.79% pa |
| LVR ≤80% | n/a | n/a | 6.79% pa | 6.96% pa | |
| $500,000 to less than $1,000,000 | LVR ≤60% | n/a | n/a | 6.81% pa | 6.99% pa |
| LVR ≤80% | n/a | n/a | 6.81% pa | 6.99% pa | |
| $100,000 to less than $500,000 | LVR ≤80% | n/a | n/a | 7.19% pa | 7.43% pa |
| Reference Rate(iv) | Line Of Credit Reference Rate Investment | Line of Credit Reference Rate Interest Only Investment |
Effective 20 September 2024
| Loan type | Principal and Interest | Interest Only | |||
| LVR | Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Fixed rates (Investment) $100,000 and above | |||||
| 1 year fixed rate | LVR ≤80% | 6.09% pa |
7.21% pa |
6.19% pa |
7.22% pa |
| LVR ≤90% | 6.29% pa | 7.34% pa | n/a | n/a | |
| 2 year fixed rate | LVR ≤80% | 5.89% pa | 7.06% pa | 6.00% pa | 7.07% pa |
| LVR ≤90% | 6.09% pa | 7.19% pa | n/a | n/a | |
| 3 year fixed rate | LVR ≤80% | 5.84% pa | 6.93% pa | 6.04% pa | 6.98% pa |
| LVR ≤90% | 6.04% pa | 7.07% pa | n/a | n/a | |
| 5 year fixed rate | LVR ≤80% | 5.99% pa | 6.78% pa | 6.19% pa | 6.86% pa |
| LVR ≤90% | 6.19% pa | 6.93% pa | n/a | n/a |
Effective 10 November 2023
| Principal & Interest | Interest Only | ||||
| LVR | Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Variable rate loan(iii) | |||||
| $40,000 & above | LVR ≤60% | 7.49% pa | 7.54% pa | 7.74% pa | 7.68% pa |
| LVR ≤80% | 7.54% pa | 7.59% pa | 7.74% pa | 7.68% pa | |
| LVR ≤90% | 8.02% pa | 8.07% pa | n/a | n/a | |
| Construction | |||||
| $40,000 & above | LVR ≤90% | n/a | n/a | 7.24% pa | 8.01% pa |
| Reference Rate(iv) | Basic Reference Rate | Basic Reference Rate |
Effective 25 October 2023
| Loan type | Principal and Interest | Interest Only | ||
| (LVR ≤90%) | (LVR ≤80%) | |||
| Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Fixed rate loans | ||||
| Basic 1 year fixed rate (Investment) | 7.69% pa | 8.04% pa | 7.79% pa | 7.62% pa |
| Basic 2 year fixed rate (Investment) | 7.49% pa | 7.96% pa | 7.59% pa | 7.60% pa |
| Basic 3 year fixed rate (Investment) | 7.34% pa | 7.87% pa | 7.44% pa | 7.56% pa |
| Basic 5 year fixed rate (Investment) | 7.59% pa | 7.88% pa | 7.74% pa | 7.68% pa |
A settlement fee of $349 applies.
(i) Rates are subject to change. Fees and charges are payable. Terms and conditions apply. Approval is subject to AMP Bank guidelines.
(ii) Comparison rates have been calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Available for new loans only.
(iv) View a full list of Reference Rates and their values.
Other fees and charges apply. Full details are available in the Fees and charges guide.
Principal and interest
Effective 21 October 2024
| Loan to value ratio | Interest rate(i) | Comparison rate(ii) | |
| Variable rate loan(iii) | |||
| $750,000 and above | LVR <60% | 6.39% pa | 6.42% pa |
| LVR <80% | 6.44% pa | 6.47% pa | |
| LVR <90% | 6.59% pa | 6.62% pa | |
| $250,000 to less than $750,000 | LVR ≤60% | 6.54% pa | 6.57% pa |
| LVR ≤80% | 6.64% pa | 6.67% pa | |
| LVR ≤90% | 6.64% pa | 6.67% pa | |
| Reference Rate(iv) | Basic Reference Rate |
Effective 10 November 2023
| Loan type | Principal and Interest | Interest Only |
||
| (LVR ≤90%) | (LVR ≤80%) | |||
| Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Land Loan(iii) | 6.94% pa | 6.99% pa | 7.14% pa | 7.08% pa |
| Reference Rate(iv) | Standard Reference Rate Investment | Standard Reference Rate Interest Only Investment |
A Settlement fee of $349 applies.
(i) Rates are subject to change.
(ii) Comparison rate calculated for a secured loan on a loan amount of $150,000 for a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison.
(iii) Rate is for new loans only and subject to change.
(iv) View a full list of Reference Rates and their values.
Terms and Conditions apply and are available on request. Approval is subject to AMP Bank guidelines.
Available for new home loan customers with a single, owner occupied security only, with the intention of building a single owner occupied property on the land. Other fees and charges apply. Full details are available in the Home loan fees and charges guide.
The Select Package is a special offer only available to eligible corporate super members and AMP Limited shareholders.
Effective 10 November 2023
| Loan type | Principal and Interest | Interest Only | |||
| LVR | Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Variable rate loan (iii) |
|||||
| $500,000 and above |
LVR ≤80% |
7.89% pa | 8.23% pa | 8.09% pa | 8.30% pa |
| LVR <90% |
8.02% pa | 8.35% pa | n/a | n/a | |
| $100,000 to less than $500,000 | LVR ≤80% |
7.89% pa | 8.23% pa | 8.09% pa | 8.30% pa |
| LVR ≤90% | 8.36% pa | 8.69% pa | n/a | n/a | |
| Reference Rate(iv) | Standard Reference Rate | Standard Reference Rate Interest Only | |||
| Line of credit(iii) | |||||
| $500,000 and above | LVR ≤80% | n/a | n/a | 8.29% pa | 8.48% pa |
| $100,000 to less than $500,000 |
n/a | n/a | 8.29% pa | 8.48% pa | |
| Reference Rate(iv) | Line Of Credit Reference Rate | Line of Credit Reference Rate Interest Only |
Effective 31 July 2023
| Loan type | Principal and Interest | Interest Only | |||
| LVR | Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Fixed rates $100,000 and above | |||||
| 1 year fixed rate | LVR ≤80% | 6.99% pa | 8.10% pa | 7.19% pa | 8.12% pa |
| LVR ≤90% | 7.19% pa | 8.53% pa | n/a | n/a | |
| 2 year fixed rate | LVR ≤80% | 6.74% pa | 7.94% pa | 6.94% pa | 7.97% pa |
| LVR ≤90% | 6.94% pa | 8.34% pa | n/a | n/a | |
| 3 year fixed rate | LVR ≤80% | 6.64% pa | 7.78% pa | 6.84% pa | 7.84% pa |
| LVR ≤90% | 6.84% pa | 8.16% pa | n/a | n/a | |
| 5 year fixed rate | LVR ≤80% | 6.84% pa | 7.64% pa | 7.09% pa | 7.75% pa |
| LVR ≤90% | 7.04% pa | 7.98% pa | n/a | n/a |
Select Package Lines of Credit - credit balances
Effective 16 February 2017
| Loan type | Principal and Interest | Interest Only | ||
| Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Lines of Credit (credit balances) | ||||
| From $0 to less than $20,000 | 0.00% pa | n/a | 0.00% pa | n/a |
| From $20,000 and over | 0.25% pa | n/a | 0.25% pa | n/a |
Credit interest applies to all Lines of Credit. A Settlement fee of $349 applies to all home loans listed above. An annual fee of $349 is payable on each anniversary date. Loans from $100,000 and above.
(i) Rates are subject to change.
(ii) The comparison rate is calculated for a secured loan on a loan amount of $150,000 over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) Rates are for new loans only.
(iv) View a full list of Reference Rates and their values.
The AMP First Home Loan is a special offer only available to AMP shareholders, AMP employees, Resolution Life Australasia employees and is also available to other client groups who apply directly through AMP Bank. Complete the online enquiry form to request more information about the AMP First Home Loan and for an AMP Bank direct sales team member to contact you.
Effective 08 November 2024
| Loan type | Principal and Interest | Interest Only | ||
| (LVR <90%) | (LVR <80%) | |||
| Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Variable rate loan |
6.34% pa | 6.34% pa | 6.49% pa | 6.40% pa |
| Construction | n/a | n/a | 6.79% pa | 6.39% pa |
| Reference Rate(iii) | AMP First Reference Rate | AMP First Reference Rate Interest Only | ||
| Line of credit | n/a | n/a | 6.69% pa | 6.58% pa |
| Reference Rate(iii) | AMP First Line Of Credit Reference Rate | AMP First Line Of Credit Reference Rate Interest Only |
Effective 20 September 2024
| Loan type | Principal and Interest | Interest Only | ||
| (LVR <90%) | (LVR <80%) | |||
| Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Fixed rates | ||||
| 1 year fixed rate | 6.07% pa | 6.31% pa | 6.17% pa | 6.32% pa |
| 2 year fixed rate | 5.88% pa | 6.25% pa | 5.99% pa | 6.27% pa |
| 3 year fixed rate | 5.83% pa | 6.20% pa | 6.03% pa | 6.25% pa |
| 5 year fixed rate | 5.97% pa | 6.18% pa | 6.17% pa | 6.27% pa |
Effective 16 February 2017
| Loan type | Principal and Interest | Interest Only | ||
| Interest rate(i) | Comparison rate(ii) | Interest rate(i) | Comparison rate(ii) | |
| Lines of Credit (credit balances) | ||||
| From $0 to less than $20,000 | 0.00% pa | n/a | 0.00% pa | n/a |
| From $20,000 and over | 0.25% pa | n/a | 0.25% pa | n/a |
(i) Rates are subject to change.
(ii) The comparison rate is calculated for a secured loan on a loan amount of $150,000 over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
(iii) View a full list of Reference Rates and their values.
Support at your fingertips
New home loan enquiries
Call us 1300 534 325
Email us info@ampbanking.com.au
Mon - Fri 8am - 8pm Sydney time
All other home loan enquiries
Call us 13 13 13
Email us direct_lending@ampbanking.com.au
Mon - Fri 8am - 8pm Sydney time
Sat & Sun 9am - 5pm Sydney time
Important information
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.
It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.
Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.
This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.
A target market determination for these products is available on our TMD page.
Footnotes
*In many cases a conditional approval will be provided immediately after submission. The time to receive a full unconditional approval will vary. Where only identification is required, an immediate response to our SMS to complete this could result in an unconditional approval within an hour. Unconditional approval could take longer if we need to seek clarifications from you, or if we need to undertake an inspection of your property. The speed of response is also dependant on the time a second applicant takes to confirm their application details, and for all applicants to complete the biometric ID check. Most metro postcodes and many regional postcodes are eligible. Ineligible postcodes are likely in remote or higher risk areas. You will be told early in the application form if your postcode is ineligible.