Manage your account anytime, anywhere with My AMP
Coming early 2025
Or login to
AMP Bank is building a new mobile banking experience that backs small businesses and gives everyday Aussies a better way to manage money.
It's coming early 2025.
Save more easily with the option to link to an AMP savings account such as our AMP Saver Account.
Banking options that suit you - manage your account and card online, through the My AMP app, or by phone banking.
Looking for a variable tiered interest rate on balances over $10k & below $5m? Try AMP Cash Manager
If you hold any one of the following Commonwealth concession cards or receive eligible government payments, you may be eligible for the AMP Access Account - Basic Features.
To learn more about these features or to have them applied to your existing AMP Access Account, please contact us on 13 30 30. New eligible customers can apply for the AMP Access Account with Basic Features online.
If you are experiencing financial hardship, please contact us on 13 30 30 to discuss your options.
| Feature | Description |
| No overdraft | We won’t allow the account to become overdrawn unless it’s impossible or reasonably impractical for us to prevent it. |
| No dishonour fees | We won’t charge any dishonour fees if a payment to or from the account is dishonoured. |
| No debit interest | If the account becomes overdrawn for any reason where we were unable to prevent it, we won’t charge debit interest on the overdrawn amount. |
Save more easily with the option to link to our AMP Saver Account to your everyday access account.
Get started with AMP Saver Account:
Get rewarded for saving more
Bonus interest when you deposit $1,000 or more a month.
No monthly fees
Every penny counts, so we don’t charge any monthly fees.
Link to a transaction account
Get access to a Visa Debit Card and digital wallet.
Everyday access to your funds with flexible banking. After submitting the application you can download the My AMP app and start banking online. Your Visa Debit card will arrive soon after we approve your application.
Other entity types
1. Provide your personal, contact and tax details and preferences
2. Check eligibility for basic features
3. Complete an identity check using a valid form of ID
4. Review and submit application
If you have a Commonwealth Seniors Health Card, a Health Care Card, or a Pensioner Concession Card, or receive eligible government payments you may be eligible for additional Basic Features in this account.
Learn more about banking with AMP
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.
It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.
Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.
This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.
A target market determination for these products is available on our TMD page.
Terms, conditions and footnotes
* Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.
Visit Samsung to check devices compatible with NFC point of sale terminals for contactless transactions.
