Manage your account anytime, anywhere with My AMP
Coming early 2025
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AMP Bank is building a new mobile banking experience that backs small businesses and gives everyday Aussies a better way to manage money.
It's coming early 2025.
Everyday transaction accounts
AMP Access Account
Get Everyday access to your money with no minimum balance
Interest rate of
% P.A
No monthly fees or minimum balance
Easy access to your money
Option to link to an AMP savings account
Digital wallet payments with Apple Pay, Samsung Pay and Google Pay#
Basic features for eligible Government Concession Card holders
The ability to earn any interest on your deposits
The option to create and track savings goals
Automated features to help you manage your monthly income and budget
AMP Cash Manager
Manage and access your money while earning competitive interest
Interest rate of up to *
% P.A
No monthly fees or minimum balance
Competitive tiered interest rates
Option to link to an AMP savings account
Digital wallet payments with Apple Pay, Samsung Pay and Google Pay#
The option to create and track savings goals
Automated features to help you manage your budget
Basic features for eligible Government Concession Card holders
Manage and access your funds while earning competitive interest with our AMP Cash Manager Account.
Get started with AMP Cash Manager:
No monthly fees or minimum balance
Competitive tiered interest rates
Option to link to an AMP Saver Account
Digital wallet payments with Apple Pay, Samsung Pay and Google Pay
Everyday bank accounts are designed to give you easy access to your money. You can usually attach a debit card to the account, making it easy to pay for groceries, online shopping or withdrawing money from an ATM.
Savings accounts generally let you earn a higher interest rate than everyday accounts. The main difference is that it may not be quite as easy to access your money. There are different kinds of savings accounts, which vary in terms of the access you get to your money, as well as the interest rate.
Some accounts may not give you ATM access, may not have a debit card attached to the account, or may lock your money away for a certain period. And some others may be online only. In exchange, you’ll usually benefit from a higher interest rate.
The Australian Government provides a guarantee of combined savings balances with an authorised deposit taking institution up to $250,000 per customer.
Although savings accounts usually have higher interest rates than everyday accounts, you can earn interest on some everyday accounts.
Learn more about banking with AMP
Credit and deposit products are issued by AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.
t’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.
Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.
This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.
A target market determination for these products is available on our TMD page.
# Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.
Visit Samsung to check devices compatible with NFC point of sale terminals for contactless transactions.
Footnotes
^ Global Retail Banking Innovation Awards 2023 - The Digital Banker.
