Business Cash Manager

AMP Cash Manager

AMP Cash Manager offers a great rate on balances over $10k and below $5m while you're looking for your next investment, with no ongoing fees and instant access to your money.

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Competitive rates

Up to

% P.A

Variable rate from . Tiered interest rates apply.

AMP Cash Manager

Get ready to invest your way with AMP Cash Manager

Real-time payments
No ongoing or account fees
Fully flexible with use of VISA Debit card, EFTPOS and BPAY
Manage your account online through My AMP or by phone

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Enjoy a variable tiered interest rate on balances over $10k and below $5m.

View all interest rates and fees

Use Apple Pay, Samsung Pay and Google Pay¹.

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Rates
How it works
Eligibility

The interest rate you receive will depend on how much you have in your account. Interest accrues daily and is paid on the first day of the following month².

Effective date

Account balance	Interest rate
$0 - $10,000	% pa
$10,000.01 - $250,000	% pa
$250,000.01 - $5,000,000	% pa
Greater than $5,000,000	% pa

_{2 Information including interest rates is correct as at and is subject to change without notice.}

Here’s an example of how it works.

If the month in which the interest is calculated has 30 days, and your balance is $5,000 at the close of business for the first 15 days and $15,000 for the remainder, then the interest you’ll receive on the first day of the next month is as follows:

Tier	Account Balance	Days the funds sat in the account in the month	Interest rate	How interest is calculated	Interest paid
$0 - $10,000	$5,000	15	% pa	$5,000 x % / 365 x 15
$10,000.01 - $250,000	$15,000	15	% pa	$15,000 x % / 365 x 15
Total interest paid

Ready to open an AMP Cash Manager Account?

Registered Private & Publicly Listed Companies

Open an account for Australian proprietary companies.

Apply online
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Sole Trader Accounts

You can apply online in around 10-15 minutes.

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Other entity types

Save the link and open in Adobe Acrobat on your desktop to access and complete the form.

Access this form here
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FAQs
Documents and downloads
Contact us

Any questions?

Get more information on how this product works, eligibility and how to apply.

How can I apply?

What are the fees?

Are my savings secure?

Can SMSFs open a Cash Manager?

Contact us

If you need assistance or have any questions, get in touch.

Call		13 30 30opens in a new tab
Email		info@ampbanking.com.auopens in a new tab

Weekdays 8am - 8pm Sydney time
Weekends 9am - 5pm Sydney time

Learn more about banking with AMP

Interest rates & fees

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Calculators

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Banking FAQs
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Important information

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guideopens in a new tab.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practiceopens in a new tab.

A target market determination for these products is available on our TMD page.

Footnotes

All rates are variable and subject to change. Special service fees apply. Balances over $5,000,000 are available at our discretion.

*Up to % pa for certain account balances. To get this rate, it is based on your accumulated account balance and the interest you can now earn. The tiered interest rate table is provided above to help you calculate your return.

1  Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see  https://support.apple.com/en-us/HT208531opens in a new tab.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

Devices compatible with NFC point of sale terminals for contactless transactions include Samsung Galaxy Note 5, Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S7, Galaxy S7 edge, Galaxy A5, Galaxy A7, Galaxy S9 and Galaxy S8+. All devices are compatible with MST point of sale terminals for swipe transactions except for Galaxy S6, Galaxy S6 edge and Gear S2.

2 Information including interest rates is correct as at and is subject to change without notice.