Insurance in super
Insurance in super can be a tax effective benefit that can help protect you and your family if something happens to you.
WesTrac has negotiated to provide flexible and affordable insurance options that will help financially protect you and your family if something were to happen to you.
View your insurance details
Access the details of the insurance in your WesTrac Super account via My AMP.
Login or registerYour insurance benefits
Insurance through WesTrac Super gives you:
- Access to Life insurance (Death cover) and Total and Permanent Disablement insurance. Allight members may also be eligible for Salary Continuance insurance
- Access to competitive insurance premiums that may not be available to you outside of your super
- A level of default cover for those eligible without the need to complete any medical or lifestyle questions (see your Insurance Guide for eligibility conditions)
- The freedom to spend your take-home pay on what you and your family need today because your premiums are deducted directly from your WesTrac Super account.
Insurance available through WesTrac Super
This is general information about the different types of insurance available through super and isn’t tailored to your plan. You can obtain information about the available member benefits and services from the relevant Product Disclosure Statement (PDS), guides and other supporting documents.
Life insurance
Also known as death cover, pays a lump sum if you pass-away or become terminally ill.
Total & Permanent Disablement cover
Also knowns as TPD cover, pays a lump sum if you become disabled or too sick to ever work again.
Temporary Salary Continuance cover
(Allight members only)
Also known as income protection, if eligible, pays a monthly benefit if you're too injured or unwell to work.
Learn moreEligibility
Super rules mean that not everyone is eligible for insurance straight away. If that’s you, you can opt in to receive insurance without having to answer any health and lifestyle questions.
Learn more by reading your insurance guide.
Understanding insurance
Learn more about insurance offered in super and whether it might be right for you.
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What you need to know
Any advice on this page is provided by AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121 (AWM Services) and is general in nature only. It doesn’t consider your personal goals, financial situation or needs. It’s important you consider the appropriateness of any advice and read the relevant product disclosure statement and target market determination available at amp.com.au, before deciding what’s right for you. AWM Services is part of the AMP group (AMP) and can be contacted on 131 267 or askampsuper@amp.com.au.
The issuer of SignatureSuper - WesTrac Pty Ltd Superannuation Plan is N.M. Superannuation Proprietary Limited (N.M. Super) ABN 31 008 428 322 which is part of the AMP.
You can read our Financial Services Guide online for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services it provides. You can also ask us for a hard copy.
The super health check and the retirement health check (RHC) are provided by AWM Services and are general advice only. They do not consider your personal circumstances. RHC and the Simple Super (intrafund) advice are available to eligible members of the AMP Super Fund.
All information on this website is subject to change without notice.
WesTrac Pty Ltd does not publish this site and does not endorse or assume responsibility for any advice contained here.