General
What is an everyday account?
Everyday bank accounts are designed to give you easy access to your money. You can usually attach a debit card to the account, making it easy to pay for groceries, online shopping or withdrawing money from an ATM.
Can I earn interest on an everyday account?
Although savings accounts usually have higher interest rates than everyday accounts, you can earn interest on some everyday accounts.
Is my money secure an everyday account?
The Australian Government provides a guarantee of combined savings balances with an authorised deposit taking institution up to $250,000 per customer.
How can I access my everyday accounts?
- Login or register for My AMP
- Click on the Bank account you want to view
- Scroll down the page to see the details of the account and your transactions
- Filter your transactions by pressing on the Filter and search transactions options.
Applying for an everyday account
What everyday accounts does AMP offer?
AMP has 2 everyday accounts available:
- AMP Access Account
- AMP Cash Manager
What do I need to apply?
Applying online is easy and will take you about five minutes to complete. You’ll need a valid form of identification. Once you’ve applied, download the My AMP app from the Apple or Google Play store to start banking online. Your Visa Debit card will arrive by mail soon after we’ve approved your application.
What are the fees?
There are no ongoing account management fees, including for regular deposits or withdrawals. Some fees and charges for special services may apply, such as a duplicate statement fee. Read our Deposit product fees and charges guide for more information.
Can I link to a savings account?
You can link an AMP Saver Account to your Access or Cash Manager account. Apply for both accounts at the same time in the online application form.
Download the My AMP app
What you need to know
The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.
It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.
Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.
This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.
AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.
A target market determination for these products is available on our TMD page.