Who can be my beneficiary?
A beneficiary is anyone who receives the payout from your super fund when you die. You can nominate one or more beneficiaries if your super fund allows it. Eligible beneficiaries include:
- your spouse or partner
- your children
- anybody financially dependent on you when you die
- an interdependent
- your estate or legal personal representative - known as an executor.
If you nominate your estate or legal personal representative, you can then specify in your will how to distribute your super money. It’s important that the information stated in your will is up to date, so your legal personal representative pays out your super money as per your instructions.
You can nominate a non-lapsing beneficiary for your AMP super account securely online via My AMP.
To nominate, review or update beneficiaries, follow these steps:
1. Log into My AMP.
2. On the 'Superannuation' page, select 'Update my beneficiaries' from the 'I want to' menu
3. Add or update your non-lapsing beneficiary.
All new beneficiary nominations for your AMP super account will be non-lapsing nominations.
Non-lapsing nominations do not expire and will continue to apply until you choose to update it or if certain events happen, for example you get married, divorced or any nominated beneficiary dies. It is important to review your non-lapsing nomination regularly to make sure it’s still appropriate.
If you need help, please feel free to call us on 131 267.
What happens if I don't nominate a beneficiary?
If you don't nominate a beneficiary, the trustee will follow the relevant fund rules and must pay your death benefit to your estate. If the trustee cannot pay your estate, it may use its discretion to determine the beneficiaries.
Nominations checklist:
- check those you’re nominating are eligible
- if you plan to nominate your legal personal representative, make sure your will is up to date
- complete and sign a nomination form or you can nominate a non-lapsing beneficiary securely online without the need for a witness via My AMP.
We're here to help
If you need some help or want to find out more, our team is here to help.
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Mon - Fri: 8.30am – 7pm (Sydney time)
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Nominate your beneficiaries on My AMP
Important information
Products in the AMP Super Fund and the Wealth Personal Superannuation and Pension Fund are issued by N.M. Superannuation Proprietary Limited (N.M. Super) ABN 31 008 428 322 (trustee), which is part of the AMP group (AMP). Before deciding what’s right for you, it’s important to consider your particular circumstances and read the relevant Product Disclosure Statement, Target Market Determination or Terms and Conditions available from AMP at amp.com.au or by calling 131 267. Read AMP’s Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.
Any advice and information provided is general in nature, hasn’t taken your circumstances into account, and is provided by AWM Services Pty Ltd ABN 15 139 353 496 (AWM Services), which is part of the AMP group (AMP). All information on this website is subject to change without notice.