About the Fund
The Fund aims to provide a diversified investment solution that uses AMP’s active management expertise. The Fund aims to deliver a steady and smooth return over the full investment cycle. The Fund is managed with an emphasis on tax-effective income and inflation aware strategies to help maximise the amount of money an investor has to spend in retirement. It also provides daily liquidity which gives investors peace of mind, should unexpected emergencies arise.
The Fund may be suitable for those who:
- Are close or in retirement and are looking for a low cost, lower volatility investment solution
- Would like the ability to access their investment in retirement to fund life’s emergencies.
This Fund invests in a portfolio of assets that is spread across different asset classes, sectors and geographies as well as different investment managers.
Actively managed, and uses dynamic asset allocation which means it has the flexibility to change the asset class mix at any time within broad ranges.
Utilising AMP’s Multi-Asset Group capabilities in implementing risk management strategies, such as hedging, to help cushion the impact of major market volatility.
Withdrawals are allowed daily. Withdrawals are normally processed within 5 business days.
What are the risks?
The Fund may suitable for a consumer with a moderate to high risk profile, seeking to minimise potential losses (eg has the ability to bear up to 4 negative returns over a 20-year period (SRM 5)) and is comfortable with a moderate to high target return profile.
The ‘Risks of investing’ section of the Product Disclosure Statement and Incorporated Information for this Fund provides further information about the risks noted above, as well as information about other investment risks of which you should be aware.
- Alternative assets – traditional risks such as credit and liquidity risk can be magnified for alternative assets.
- Asset allocation – the Fund’s asset allocation strategy does not guarantee positive investment performance at all stages of the investment cycle.
- Derivatives – the use of derivatives may magnify any losses incurred.
- Interest rates – including the risk of capital loss in a rising interest rate environment.
- International investments – including losses related to currency exchange rates, hedging, and changes in the state of the Australian and world economies.
- Investment management – there is a risk that the investment manager will not perform to expectation or factors such as changes to the investment team or a change of investment manager may affect the Fund’s performance.
- Property investments – factors such as the quality of underlying properties and geographic location may affect the Fund’s performance.
- Securities lending – although engaging in securities lending by underlying funds in which the Fund invests may benefit the Fund by providing increased returns, there is a risk of capital loss.
- Share market investments – the value of the Fund’s investment in listed securities may decrease as a result of adverse share market movements.
- Infrastructure investments – factors affecting infrastructure assets (such as a company’s ability to service debt in a rising interest rate environment) may negatively affect the value of the Fund’s investments.
For more detailed information relating to the risks of the Fund, please refer to the relevant Product Disclosure Statement.
View our pricing and performance page for more information
Platform Fund
Fund details
| APIR Code | AMP3254AU |
| Investment objective | The Fund aims to deliver returns of CPI + 3.5% (before fees, inclusive of franking credits) over rolling five years. |
| Minimum suggested timeframe |
5 years |
| Distribution frequency |
Quarterly |
| Product inception date |
21 July 2016 |
| Risk level (1-7) |
5 |
| Product status | Open |
| Quarterly distribution estimate | 0.7625% |
Asset allocation
The Fund's asset class allocation and ranges may vary at any stage of the investment cycle across the full allocation range and asset classes as set out below.
| Asset class | Allocation range |
| Growth assets | 0-70% |
| Australian equities |
0-40% |
| International equities |
0-40% |
| Listed real assets | 0-20% |
| Direct assets |
0-15% |
| High yield credit | 0-20% |
| Growth alternatives |
0-20% |
| Defensive assets | 30-100% |
| Cash | 0-100% |
| Fixed income and credit |
0-100% |
| Defensivealternatives | 0-30% |
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What you need to know
This information has been prepared by National Mutual Funds Management Ltd (ABN 32 006 787 720, AFSL 234652) (NMFM). This information is solely for the use of the party to whom it is provided and must not be provided to any other person or entity without the express written consent of NMFM.
While every care has been taken in the preparation of this information, NMFM makes no representation or warranty as to the accuracy or completeness of any statement in it including without limitation, any forecasts. This information has been prepared for the purpose of providing general information, without taking account of any particular investor’s objectives, financial situation or needs. Investors should, before making any investment decisions, consider the appropriateness of the information in this information, and seek professional advice, having regard to their objectives, financial situation and needs.
The investment option referred to on this page is available through products issued by N.M. Superannuation Proprietary Ltd ABN 31 008 428 322, AFSL 234654 (NM Super)..
Neither NM Super, NMFM nor any other company in the AMP Group guarantees the repayment of capital or the performance of any product or any particular rate of return referred to in this information. Past performance is not a reliable indicator of future performance. All information on this website is subject to change without notice. NMFM is part of the AMP group.
The information included on this page was current on the date published within the document or report and issued by the entity identified in the document or report. For up-to-date information, we refer you to the relevant product disclosure statement, target market determination and product updates available at amp.com.au.