About the option

The Future Directions Conservative Option is a multi-manager option that gives investors access to a diversified portfolio with a bias towards income assets (cash and bonds), while having a limited exposure to growth (shares and property) and alternative assets. The Option has a target allocation of 37% to growth assets and 63% to defensive assets.

The Option can be accessed through AMP SignatureSuper.

Objective

The objectives of the Option are to exceed inflation by 1.5% after tax and management fees with a low level of volatility and to exceed the median of the Chant West Multi-Manager Survey (conservative segment) after tax, after management fees, over the suggested minimum investment timeframe1.

Target audience

This product is likely to be appropriate for a consumer seeking some capital growth and regular income while preserving capital to be used as either a satellite, core or standalone holding within a portfolio where the consumer has a medium to long investment timeframe and a medium risk/return profile.

Withdrawal frequency

Withdrawals are allowed daily. Withdrawals are normally processed within 5 business days. The constitution allows for payments to be made within 30 calendar days.

What are the risks?

The Option may be suitable for a consumer with a moderate or medium risk profile, seeking to minimise potential losses (eg has the ability to bear up to 3 negative returns over a 20-year period (SRM 4)) and is comfortable with a moderate return. Risks specific to the Option may include or be associated with interest rates, share market investments, international investments, credit, alternative assets, property investments, derivatives and liquidity.

The ‘Risks of investing’ section of the Product Disclosure Statement and Incorporated Information for this Option provides further information about the risks noted above, as well as information about other investment risks of which you should be aware.

For more detailed information relating to the risks of theoption, please refer to the relevant Product Disclosure Statement.

View our pricing and performance page for more information

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What you need to know

This information has been prepared by National Mutual Funds Management Ltd (ABN 32 006 787 720, AFSL 234652) (NMFM). This information is solely for the use of the party to whom it is provided and must not be provided to any other person or entity without the express written consent of NMFM.

While every care has been taken in the preparation of this information, NMFM makes no representation or warranty as to the accuracy or completeness of any statement in it including without limitation, any forecasts. This information has been prepared for the purpose of providing general information, without taking account of any particular investor’s objectives, financial situation or needs. Investors should, before making any investment decisions, consider the appropriateness of the information in this information, and seek professional advice, having regard to their objectives, financial situation and needs.

The investment option referred to on this page is available through products issued by N.M. Superannuation Proprietary Ltd ABN 31 008 428 322, AFSL 234654 (NM Super)..

Neither NM Super, NMFM nor any other company in the AMP Group guarantees the repayment of capital or the performance of any product or any particular rate of return referred to in this information. Past performance is not a reliable indicator of future performance.   All information on this website is subject to change without notice. NMFM is part of the AMP group. 

The information included on this page was current on the date published within the document or report and issued by the entity identified in the document or report. For up-to-date information, we refer you to the relevant product disclosure statement, target market determination and product updates available at amp.com.au.

1For members in retirement phase, the aim is 0.50% pa higher to allow for these members being exempt from superannuation tax.