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BPAY and external transfer cut off times

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BPAY and external transfer cut off times

What are the cut off times for BPAY payments?

If your account allows BPAY payments and it is a Business Day¹, the cut off time is 5pm (Sydney time).

If you make a BPAY payment after the cut off time or on a non Business Day¹, the transaction will be held over for processing on our next Business Day¹. While the funds will remain in your account until we process the transaction, we will place a hold on the funds required for the transaction. Your actual balance won't change but your available balance will.

_{¹Business Day means a day when we are open for normal banking business in Sydney, other than a Saturday, Sunday or public holiday in NSW (including bank holidays).}

What are the cut off times for external transfers?

If your account allows External transfers and it is a Business Day¹, the cut off time is 4pm (Sydney time).

If you make an External transfer after the cut off time or on a non Business Day¹, the transaction will be held over for processing on our next Business Day¹. While the funds will remain in your account until we process the transaction, we will place a hold on the funds required for the transaction. Your actual balance won't change but your available balance will.

_{¹Business Day means a day when we are open for normal banking business in Sydney, other than a Saturday, Sunday or public holiday in NSW (including bank holidays).}

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What you need to know

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

A target market determination for these products is available on our TMD page.